Buying a used car is incredibly beneficial as you save money on hefty price hikes and taxes applicable for brand-new vehicles. You also enjoy free reign for negotiation and more affordable APR rates on older car models. However, you must carefully scan online auto trading platforms to spot the top used car options and deals. Here are a few easy ways to ensure you get more bang for your buck! Start with online listings Websites and automotive platforms like CarMax, Carvana, Autolist, Autotrader, Edmunds, and Vroom sell the top models of used cars. They offer the best APR rates and list updated prices of their vehicles. But visit these sites during the off-season as specific makes are not in demand and are, hence, cheaper. For example, nobody wants a convertible during the winter or a hard-top sedan during the summer. So, buying before the season changes will save you more money. Compare deals based on APR Compare the APR offered on different vehicle trims to find the best one. For example, the Honda Civic (2018 to 2023) sedans currently have a 2.99% APR financing option on some trading platforms. The exact APR rate is available on the Honda CR-V (2018 to 2023) SUV trims.

Buying your first or upgrading to a new or pre-owned vehicle is a fun yet complicated experience. However, do not overlook the possibility of buying a seized vehicle. These automobiles refer to trucks, cars, and other motor vehicles that have been taken possession of by financial institutions due to non-payment of loans. They may also be sold at auctions to recover the outstanding loan amount. Here are six benefits of buying a seized vehicle. Multiple buying options Financial institutions may seize a ton of vehicles each day. Therefore, you might be able to pick from a variety of vehicles across multiple segments. A few choices may include trucks, SUVs, sedans, and hatchbacks. Unique choices Since vehicle auctions may include a range of vehicles, you might stumble upon a rare or unique automobile that isn’t available through traditional channels. They may also range from basic to luxury models with the latest technology. So ensure you do your research before making the purchase. Good condition Most vehicles sold at an auction are usually at most 5 years old. Some vehicles are also in nearly new condition. You may find the best vehicle deals on fleet and government vehicles. These are well-maintained and serviced regularly.

Esophagus is the muscular tube that connects the throat and the stomach. Esophageal cancer is a form of cancer that affects this muscular tube. It is rare cancer that can also lead to life-threatening complications. Most patients are diagnosed with this condition in its advanced stages as this type of cancer does not show symptoms in the initial stage. Keep reading to learn more about some common alarming signs of esophageal cancer. Warning signs of esophageal cancer Difficulty swallowing Also known as dysphagia, facing trouble swallowing is one of the most common signs of esophageal cancer. Dysphagia can occur because of a tumor that makes it difficult for food to pass through by obstructing the esophagus. The pain and difficulty in swallowing may be because of damage to the nerves that control the movement of esophageal muscles. Alternatively, it can also happen because of physical obstruction. As the tumor grows, the patient might experience increasing pain and difficulty swallowing solid food and eventually face problems with liquids. However, this symptom can also be attributed to several other health conditions. Acid reflux Acid reflux is considered one of the common indicators of esophageal cancer. It occurs when the contents of the stomach or the hydrochloric acid in the stomach go back up into the esophagus.

If you purchased or are planning to purchase a home, you may have wondered what a home warranty covers. A home warranty can save you money when any systems and appliances break down, preserving your home and budget. However, it doesn’t cover every element of your home. Some aspects that a home warranty doesn’t cover, like leaky roofs and cosmetic damage, are listed below. Scroll down to uncover the limitations of a home warranty plan. Walls, doors, and windows A home warranty usually doesn’t cover walls, windows, and doors as they are considered structural elements. However, based on the age of your home, these items will be covered by a homeowners insurance policy or builder’s warranty. Cosmetic damage If the damage, like scratches or dents, is caused by natural wear and tear over time, it is the homeowners’ responsibility, not that of the warranty provider. Pest damage Home warranties are not designed to cover and repair/ replace the damages caused by pest infestations like rodents or termites. Leaking roofs A home warranty doesn’t cover leaking roofs since this is a structural problem. Hot tubs and swimming pools Pools and hot tubs are some things not covered under a home warranty, but certain companies might extend their coverage at an additional price.

Financial planning is a complicated endeavor that does not stop with simply opening savings and certificate of deposit accounts. You need an expert who can advise you on the best investment and diversification strategies for building a solid portfolio to secure your financial needs. But before hiring a good advisor, it is essential to understand how the process works and how to proceed from here. These questions can be a starting point. Here are the five questions you must ask a financial advisor: What are your qualifications? Financial planning is a vast topic with several areas of specialization in practice. So, you need to understand whether the advisor provides assistance for financial planning in general or focuses on a specific aspect of portfolio building. Primarily, they practice with a Certified Financial Planner (CFP) qualification approved by federal regulatory authorities and guidelines for safe practices. What is the range of services you offer? Their experience will vary depending on the type of services provided, ranging from planning for retirement to tax mitigation strategies and real estate trust services. Some CFPs work as fiduciaries, ensuring they keep your best interests at heart when planning and strategizing your finances. You must also check to confirm any disclosures on the record of previous misconduct or legal sanctions imposed on their range of services.

Constipation is a common condition that develops when one has fewer than three bowel movements a week. The stool that remains in the digestive tract hardens over time, making it difficult to pass. Constipation can be a result of health conditions or lifestyle factors. Although it can cause discomfort, it should not be a source of embarrassment. Further, to ease abdominal pain and reduce constipation, one should try the following drinks: Prune juice Prunes or dried plums are known for their laxative properties and for improving gastrointestinal health due to their fiber, sorbitol, magnesium, and potassium content. Certain studies have found that an intake of 80 grams of prunes per day can increase the load and frequency of bowel movements. Prune juice can relieve constipation by easing the movement of food through the digestive system. Lemon juice Lemon juice is a great source of vitamin C that pulls water into the gut. The increased water content helps soften the stool and facilitates digestion to relieve constipation. One can squeeze half a lemon into a glass of warm water and have it twice a day. Apple juice Apples are a great source of water-soluble fiber (pectin) and sorbitol, which can add bulk to the stool and help it move faster through the digestive tract.

Typically, people prefer to avoid visiting a healthcare expert since it is a stressful experience. However, a person’s skin, more often than not, provides an adequate picture of their health, so if the skin is showing signs of excess dullness, redness, changes color rapidly, or displays other symptoms, it is advisable to see a skincare expert at the earliest. Here are some of the signs that mean that one has to visit a dermatologist: Having dry, flaky skin patches Dryness and flaky skin patches are indicative of health conditions like psoriasis or eczema. In fact, these tend to be some of the early symptoms of such a condition, making it imperative for people to visit a dermatologist immediately. A dermatologist can correctly detect such conditions and provide the necessary treatment or prescription-based solutions to reduce the severity of the symptoms and improve one’s quality of life. One especially needs to consult a dermatologist if they experience flaky or overly dry skin on their scalp, chest, knees, elbows, or lower back. Having nail or skin infections Skin and nail infections mean that things like fungus, bacteria, viruses, or yeast have come into contact with a person’s skin. The most common indicator of this is swelling, inflammation, pus, warts, itching, or nail/skin discoloration.

Gardening isn’t something you get right on the first try. It requires some trial and error to perfect. Sometimes, you might find a plant doing poorly in one spot of your yard but thriving in another. While you might need more than a couple of tries to get things right, you must first learn about the common gardening mistakes to avoid. Luckily, most of these are easy to step over. Skipping compost Plants need nutrients while growing, and the best way to supply them is by adding compost. By skipping compost, you’re falling prey to one of the most common gardening mistakes that should be avoided. Compost not only provides plants with nutrients but also adds moisture and improves the soil’s drainage. Ignoring pest control Pests are always waiting for a chance to make quick work of your garden. So, you must find a way to stop them without using poisonous chemicals. One solution is to grow disease and pest-resistant plants that attract birds and insects that eat destructive pests. You can use some non-toxic traps and sprays occasionally. Poor watering habits It’s impossible to ignore how many of us water our plants and gardens at the wrong time. If you want the lawn to retain moisture, water it last thing at night or first thing in the morning.