During the pandemic, the government issued multiple orders that directed certain businesses to shut down or required employees to work from home. Even partial curfews and restricted travel or movement directives directly affected the functioning of a business. That is why the government also introduced the Employee Retention Credit or ERC to eligible businesses impacted by the scale of these orders. The tax credit provides businesses much-needed leverage to survive and recover operations post-pandemic. Who can avail of the credit? Changes in regulations and policies could significantly impact travel, business operations, meetings, and other activities that a company relies on to remain profitable. Employers can apply for employee retention credit regardless of the organization’s size or tax exemption status. This credit incentivizes employers to keep their employees on payroll and receive a tax refund in return for retaining their workforce. The credit amount is 50% of $10,000 in the wages paid to the employee for eligible quarters in 2020. This works out to $5,000 per employee per quarter. For 2021, the credit amount is 70% of the $10,000 in wages paid to the employee for eligible quarters in 2020. This works out to $7,000 per employee per quarter. Businesses can claim tax credits per quarter to offset slow business or losses incurred due to government orders.

An individual who owns any type of automobile, including SUVs or trucks, should carry out regular maintenance to keep the components strong and free from damage. One of the vehicle elements that require addressing is the tires. Buying a new set of wheels might seem simple. However, individuals might sometimes be unaware of things to look for in a tire and regret their purchase later. Therefore, here are four errors to avoid when buying tires. Buying low-speed-rated options A Tire Speed Rating (TRS) determines how much speed intensity the rubber can handle before it gets damaged. For example, a tire with an “H” speed rating can handle speeds up to 130 miles an hour, while an “L” rated one can do only about 75 miles per hour. It is important to pick the right type, as getting one rated for lower speeds might lead to tire bursts. Not considering fitment Fitment includes offset, diameter, and tire width. One must purchase tires that suit the wheel without impacting the inside wall or rubbing along the tire. The incorrect offset could lead to excessive wear and tear and hamper the tire’s lifespan and overall performance. So it is important to get tires that fit right, preferably ones recommended by the manufacturer.

An airline credit card is a co-branded travel rewards card that is jointly offered by an airline and a card issuer network. This card allows users to earn frequent flier miles to win travel benefits on their purchases. They also offer benefits such as sign-on bonuses, priority boarding, free checked baggage, access to airport lounges, elite status, and more. Currently, these are the six best airline credit cards one can avail of: Capital One Venture X Rewards Credit Card The Capital Card is one of the most premium travel credit cards with a fairly low annual fee of $395. The card offers up to a 10x reward rate on flights, hotels, and rental cars, making it a crowd favorite. United Club℠ Infinite Card Users can earn up to 4 miles per dollar spent on on United®. The card comes at an annual cost of $525 but offers several perks, such as up to 80,000 bonus miles (conditions apply), free first and second-checked bags, Premier Access travel services, and more. Chase Freedom Flex℠ For those looking for a card with no annual fee, the Chase Freedom Flex is ideal. It offers a quarterly cashback reward rate of up to 5% on rotating categories, to a combined maximum of $1500.

Chronic Obstructive Pulmonary Disorder (COPD) is a chronic inflammatory lung condition. This common disorder affects over 12 million people in the country, causing an obstruction in the airflow in the lungs. Recognizing early signs of COPD can lead to a quicker diagnosis. This allows for better management of the condition, reducing the risk of lung function loss. This article sheds light on the early signs and management of COPD: Signs Here are some of the early signs of COPD: Shortness of breath with mild physical exercise such as walking, using the stairs, or performing daily activities Difficulty taking a deep breath Wheezing Chest tightness Chronic cough that may produce clear, white, yellow, or greenish mucus Frequent respiratory infections Lack of energy or fatigue that lasts for more than a day Swelling in the ankles, feet, or legs Change in color, thickness, amount, or odor of sputum (mucus) Presence of blood in sputum Frequent morning headaches or dizziness Fever, especially with cold or flu symptoms Restlessness, confusion, forgetfulness, or slurred speech COPD treatment COPD treatment is focused on symptom management, such as relieving coughing, easing breathing problems, and reducing the risk of respiratory infections. Commonly prescribed treatment methods include the following:

Chronic Obstructive Pulmonary Disease (COPD) is a progressive lung condition affecting millions worldwide. It is the third most significant cause of death in patients, claiming more than 3 million lives in 2019. However, it often remains undiagnosed until it reaches advanced stages, making early detection crucial for better management and improved quality of life. To do so, exploring the early signs of COPD and taking the necessary actions to mitigate them is essential. Chronic cough Chronic cough is among the earliest indicators of COPD. The persistent cough is commonly dismissed as a symptom of a minor infection or inhalation of allergens. It is typical for the cough to linger around for months. The primary cause for this persistent cough is the prolonged exposure of the respiratory system to chronic inflammation or irritation. Long-term exposure to environmental irritants like chemicals, dust, and other air pollutants can trigger it. Increased mucus COPD patients experience increased mucus production, often accompanied by persistent coughing. The mucus produced in such patients is thicker and stickier than in minor infections. Usually, the lungs produce mucus to protect the airway against irritants. The mucus traps pollutants that enter the respiratory system and eliminates them. When exposed to high levels of irritants, the body produces more mucus to fight off the invaders.

As per research, about 800,000 people in the country suffer from a heart attack yearly. Given the severity of this cardiovascular disease, it is important for everyone to have basic knowledge of its early signs and symptoms. Like for any ailment, the human body shows early warning signs of heart attack too, and if recognized in time, it can help save one’s life. Here are some early signs of a heart attack one shouldn’t ignore. Pain in the upper body One of the earliest signs of a heart attack is experiencing discomfort or throbbing pain in the arms, neck, back, or jaw. Sometimes, this discomfort may even be felt in the upper part of the abdomen. Breathlessness and tightness in the chest If one suddenly experiences heavy breathing or breathlessness as if they have just run a marathon (when they have not), it might be a serious sign of a heart attack. Sometimes, the shortness of breath may also be felt along with a tightness in the chest. In such a scenario, one may need immediate medical attention. Indigestion Sometimes, the early signs of a heart attack can also include indigestion, nausea, and vomiting. These may not necessarily indicate a heart attack but they should not be dismissed.

Dental implants are tooth-like structures that are inserted by certified dental surgeons into the patient’s jawbone. In most cases, these are custom-made according to the patient’s needs. Furthermore, implants are suggested when patients lose one or more teeth. It aids in improving their chewing function. However, it is important to avoid certain mistakes in order to ensure a successful outcome. Therefore, here are some common mistakes to avoid with dental implants. Choosing inexperienced dentists Dental procedures, especially implants, are complex. If a patient chooses an inexperienced dentist for the procedure, it can result in certain mistakes that can seriously affect the patient’s health. For instance, if the implant is placed in the wrong position, it may not bond with the jaw bone, leading to further discomfort and issues. Hence, patients are suggested to choose qualified and experienced dentists for the procedure. Not communicating about personal medical history One of the most significant mistakes to avoid when working with dentists for dental implants is not informing the medical personnel about one’s medical history. This is because some health conditions like cancer, uncontrolled diabetes, and gum disease can affect the outcome. So, patients must ensure that they communicate their complete medical history during the initial evaluation.

Starting a career as a truck driver can be exciting and comes with a steep learning curve. Whether driving a big, medium-sized, or small pickup truck, there are some mistakes that a rookie truck driver can make. Some of these mistakes may also have legal and financial consequences; that’s why one should try and avoid them at all costs. Below are the five most common mistakes that new truck drivers must avoid. Driving too fast Rookie truck drivers must always be cautious while driving. Going too fast leads to losing control and leads to unforeseen situations. That is why one must not hurry on the road. It is best to take all the time to reach the destination safely. Adhering to the speed limit and modifying the driving speed according to road conditions can avert disastrous outcomes. Ignoring the road signs Navigation systems can be helpful but may get misleading sometimes. Moreover, they may not give the correct information on speed limit changes on a specific lane. In such cases, road signs can help best, so it is imperative to pay attention to them. Not paying attention when backing up Whether driving a big, small, or a pickup truck, backing up is one of the major challenges on the road.